California Insurance

Farmers

gripforce-mclaren said:

Farmers

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Are combines that cheap over there?????

Chubb

Marin 12C said:

See below.

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Plus AAA will cover a loss at a track event, as long as it was not a "timed competition". Even better if there is an instructor present, as it is considered driver education. I've had friends total cars at an HPDE and were covered by AAA. Others weren't so lucky.

Marin 12C said:

See below.

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I think you posted your insurance card for your stroller, not your car.

I've received very good rates for my 430 through Liberty Mutual after a few years through AAA and State Farm. We'll see what they can do with a McLaren.

Try Liberty Mutual. I many friends with supercar insurance through them.

Thanks guys - AAA turned out to be the cheapest. What's wild is that my Cayman is considered higher risk, and as such is only 10% cheaper to insure than the McLaren.

HyperMac954 said:

Thanks guys - AAA turned out to be the cheapest. What's wild is that my Cayman is considered higher risk, and as such is only 10% cheaper to insure than the McLaren.

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That's because more people have stuffed Cayman's (and every other car) than the 12C so far. Once the actuaries get some numbers on the Mac, I expect they will find some sort of excuse to raise rates. This will be especially true if a good number of them get crashed early on.

English people try Locktons I got a brilliant rate - I think £1970 fully comp no trackday cover me , wife 32 year old son all drivers

bruce said:

English people try Locktons I got a brilliant rate - I think £1970 fully comp no trackday cover me , wife 32 year old son all drivers

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Seems about right Bruce,if your an upstanding citizen in the UK at a certain age its 1% of value give or take a few quid!!
speaking to Francis the UK sales director (not too good with titles if its wrong Francis)Mclaren are working with someone to get us track insurance for next year ,or something like,but it seems like they have lots of ideas for next year when there are enough 12c,s in the Uk to put events on.
Roll on the spring!!

At the moment I'm at £1750 with wife , gardener, car valet, cook and butcher.

andy c said:

Seems about right Bruce,if your an upstanding citizen in the UK at a certain age its 1% of value give or take a few quid!!
speaking to Francis the UK sales director (not too good with titles if its wrong Francis)Mclaren are working with someone to get us track insurance for next year ,or something like,but it seems like they have lots of ideas for next year when there are enough 12c,s in the Uk to put events on.
Roll on the spring!!

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My understanding is it is with Aon and at the last telcon they confirmed.Time will tell.

I use Classic Insurance brokers for all my vehicles, get really good rates. My policy is with Chartis. The only caution is that Classic has just been bought out and the level of service appears to have dropped a little.

AON have changed to Footman James and they are completely hopeless

I changed to Locktons who broker it but its £500 more than my 458 was

bruce said:

AON have changed to Footman James and they are completely hopeless

I changed to Locktons who broker it but its £500 more than my 458 was

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I really want to avoid individual track day insurance, if possible, so will pursue Aon but not overly impressed so far.

Andy , any of your Mclaren buddies got the inside track on McL insurance partner?

HyperMac954 said:

Thanks guys - AAA turned out to be the cheapest. What's wild is that my Cayman is considered higher risk, and as such is only 10% cheaper to insure than the McLaren.

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What did your yearly turn out to be? I got a quote from AAA. They didn't know what to do with the MP4 so they priced it out as a 458. No accidents, no tickets, age > 40, multi-car and some group discounts and they gave me a quote of $4149 a year for 4K miles. Total for my Boxster, F430 and MP4 would be $7500 a year! I currently pay $1700 a year through Liberty Mutual and I'm waiting for a quote through them. ...It's crazy how much the companies (and perhaps individual branches) differ...

...Of course maybe it's where I live. HyperMac, do you live in a town of 5 with a 0.1 mile commute to work?

Heh... I'm what you'd call a high risk client for the ins company - 29 yrs old, 1 ticket, 1 accident (ice + fence = totaled Cayman S). I also have a 25 mile commute. So most insurance companies just start laughing when I ask for a quote on a nearly $300K car.

Quote for my truck, my Ducatis, my Porsche, and the McLaren was $6500/yr, w/ $500 deductible. But I put 10000 miles for the Porsche, 7500 miles for the 12C, and 5000 miles for the truck...

HyperMac954 said:

Thanks guys - AAA turned out to be the cheapest. What's wild is that my Cayman is considered higher risk, and as such is only 10% cheaper to insure than the McLaren.

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Interesting that AAA was the cheapest. I've insured with AAA for more than 30 years, but just moved all my cars except the '56 Ford to Progressive. They were 1/2 the price of AAA for virtually the same coverage.

Unfortunately, Progressive doesn't insure cars about $150K, so when I get the 12C I will either use AAA or shop it with my insurance broker. She thought that Chubb might have the best rates for an expensive vehicle.