Update: Today I pulled the trigger on a warranty and added my recommendation to the original post. I'll update this thread if I ever file a claim.
Being that my car is still under factory warranty for a bit, the verification process was simple. Send pictures of: the VIN; the odometer; the license plate. And include information that shows when the factory warranty ends.What was the process for verification like?
Did you simply send
In maintenance records from
New and they approved you, or was it
Complicated. As always with insurance and warranties, companies are only as good as the payout and hassle to get pay out when you need them
I read through some of the complaints on the BBB site. Total Auto Protect's warranty kicks in 30 days after you register for it. There was a case where a car went in for a claim shortly after the warranty kicked in, but TAP deemed the problem pre-existing because the car had hardly any miles added to it since the initial registration date. They don't require an inspection to obtain coverage.Being that my car is still under factory warranty for a bit, the verification process was simple. Send pictures of: the VIN; the odometer; the license plate. And include information that shows when the factory warranty ends.
I'm not sure if additional verification/inspection is required if the car is currently out of warranty.
Thanks Charley, this is good perspective.I spoke with the guy who used to manage the McLaren service department at my dealership. He mentioned a few things:
1. They have had difficultly making claims with the non Mac warranties. He didn't go into detail, but mentioned they were more difficult.
2. He pointed out that the third party warranties and the Mac warranties do not cover everything (a real drag compared to my Aston extended warranty which mirrors the factory and is less expensive)
3. There's nowhere that can do meaningful service for these things right now beside the dealership
4. He suggested that I stick with the McLaren warranty at least for a year and then reevaluate my options
I feel pretty good about his recommendation as he is no longer with the dealership, so he doesn't have a horse in this race. I guess I'll probably bite the bullet as I'm too afraid to self insure on this car.